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Ph.D. Student Family Support FAQs

Q. How will the Ph.D. Student Family Support subsidy be administered?

A. Ph.D. students with a child up to the age of 12 will receive an annual Student Family Support subsidy of $4,600, issued in installments of $2,300 per term. The annual subsidy will increase by $1,000 ($500 per term) for each additional child under the age of six.

Q. If my family chooses the family coverage with Yale Health, which includes coverage for a spouse, how will this affect the Ph.D. Student Family Support subsidy?

A. The Graduate School provides a health fellowship for all students and their children. If a student is enrolled in the family coverage with Yale Health, the Ph.D. Family Support Subsidy will automatically be applied directly to their student account to cover the spousal portion of the family plan.

Q. When and how do I sign up for Ph.D. Student Family Support subsidy?

A. The Graduate School will provide a Family Support enrollment form before the start of each term. Students will need to complete the enrollment form for each term they are eligible for the Family Support subsidy.

Q. Will I be notified when the enrollment forms become available (or is this something I will have to check on a particular web site)?

A. You will be notified via e-mail about enrollment information before the start of each term. Generally, this information is communicated in June for the Fall term and December for the Spring term. 

Q. Both parents are Ph.D. students at Yale – do we each get the $4,600?

A.  The subsidy is one per family, not one per Ph.D. student, so you will receive $4,600 per year if you have a child up to the age of 12. If you have more than one child you will also receive an additional $1,000 ($500 per term) per additional child under the age of six.

Q. My spouse and I are currently covered under Yale Health. My spouse also has access to other health coverage. If my spouse leaves Yale Health and signs up for the other health coverage, can we receive the subsidy?

A. Yes, all Ph.D. students with children up to the age of 12 will receive $2,300 (plus $500 for each additional child under six) per term. If your spouse leaves Yale Health, you will receive the subsidy payment with your regular stipend payment at the start of each term.

Q. If I take my family off Yale Health coverage in the middle of the semester, can I receive a prorated amount of the $2,300 per term?

A. The subsidy is available to Ph.D. students with a child up to the age of 12 even if they do not enroll at Yale Health.  Mid-term changes, births or adoption events will be pro-rated on a case by case basis.

Q. I currently insure my children and spouse at Yale Health. Do I qualify for an additional $4,600?

A. No. If you continue to insure your spouse at Yale Health, you will need to use the subsidy to cover your cost of the health premium. GSAS will fully cover the cost to insure you and your children. If you have more than one child, you will receive an additional $500 per term for each additional child under the age of six.

Q. I am a Ph.D. student, and my spouse works but receives no benefits so I need spousal coverage at Yale Health. Do I qualify for Ph.D. Student Family support?

A.  All Ph.D. students with a child up to the age of 12 qualify for the Ph.D. Student Family Support subsidy. However, if you need spousal coverage at Yale Health, you will need to use the subsidy to cover your cost of the health premium (See this summary table for specific rates, fellowships and subsidy). If you have more than one child, you will receive an additional $500 per term for each additional child under the age of six.

Q. My spouse receives no benefits, but I would like some information on alternative forms of coverage outside of Yale Health that may cost less than $4,600. Do you have any resources?

A. If you visit HealthCare.gov you can find information on healthcare coverage available to you.

Q. What percentage of Ph.D. students qualify for the support?

A. 100% of Ph.D. students with children up to the age of 12 qualify for the flexible Ph.D. Student Family Support. The previous program benefited only students who chose to cover their spouse at Yale Health, which we estimate to be about 60% of students with children.

Q. How would the timing of a birth or adoption be accommodated in the policy?

A. The Graduate School will pro-rate the Ph.D. Student Family Support subsidy with a birth or adoption event. If you have a birth or adoption event after the initial enrollment period for the term, please contact Graduate Financial Aid for the midterm enrollment survey.

Q. How will the Ph.D. Student Family Support subsidy be treated for tax purposes?

A:  The tax treatment of these payments will be the same as that of your Graduate School stipend.  For more information, see:
https://your.yale.edu/work-yale/finance-and-business-operations/tax-compliance-and-planning/graduate-professional-students