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Finances & Fellowships

Don’t let financial worries deter you from pursuing your Ph.D. degree. At Yale, you can earn your doctorate at our expense. You don’t need to incur any debt at all.
How is that possible?
It’s possible because we give every Ph.D. student a funding package that covers the full cost of tuition and provides a stipend to cover basic living costs like rent, food, and books — for a minimum of five years (some programs require less time, e.g., Investigative Medicine, Law, Nursing, and Public Health). Many students are eligible for funding in their sixth year, too, either from the Graduate School or their adviser’s research grants, and there is supplementary financial support to cover research-related travel and conference funding. On top of that, we pay for your health coverage.
Our funding package for Ph.D. students is one of the most generous in the world. On average, doctoral students at Yale receive more than $400,000 in tuition fellowships, stipends, and health care benefits over the course of their enrollment. 
To learn the details, check these pages:

Questions? Ask the Graduate Financial Aid Office

Financial concerns can be daunting, but we’re here to help. If the experienced professionals in our Financial Aid Office can’t answer your questions, we’ll direct you to the office at Yale that can. For information about financial aid policies, the disbursement of fellowships, and the administration of student loan programs, please contact us at or call us at 203-432-2739.

HEERF II Appeals Process Now Open

Those students who did not receive a HEERF II grant in the first round may now appeal that decision. To be eligible, you must have been enrolled in at least one semester in the 2020-2021 academic year, have received some form of financial aid (scholarship, grant, loan, or job) in the 2020-2021 academic year, and must have COVID-19 related expenses that were not covered by other forms of financial aid. In order to start the appeals process, email Assistant Director of Financial Aid Kellie Webb at Your financial aid officer will determine if you are eligible to appeal and will enable you to complete the online appeals application. Final eligibility determinations will be made by the HEERF Working Group. Appeals will be received in the order they are received. HEERF II appeal funds are limited and completing an application for an appeal does not guarantee the receipt of funding. The deadline for submitting an appeal is July 22, 2021.